Slide1

Welcome to
JMJ Finance Ltd

We are a Public Limited Company and fast-growing financial institution dedicated to providing innovative financial solutions to individuals and businesses across the country

Slide2
We Bring Unity in Society

Support Women Society Groups Microfinance to make their life Happy and Prosperous .

Slide3
We Bring
Happiness towards Culture

We Engage with local communities to identify their cultural needs and aspirations.

Slide4
We Bring
Technology to you

We bring technology to you , for fast service for your financial needs. We have such technology for easy approach to wards us for your needs.

Slide5
You are Welcome
to Celebrate

We look forward to sharing this special moment with you!

Shadow

About us

Company InformationJMJ FINANCE LIMITED
Years of service28 Years
CategoryCompany limited by Shares
Date of Incorporation 09 April, 1996
CIN NoU65910KL1996PLC010270
GSTIN32AAACC958M1Z4
Previous NamesCHAMPAKARA FINANCE LIMITED
Company Reg No.00132

Welcome to JMJ Finance Limited!
We are a Public Limited Company and fast-growing financial institution dedicated to providing innovative financial solutions to individuals and businesses across the country. As a registered Non-Deposit accepting Non-banking Finance Company (NBFC), we operate in accordance with the regulations set by the Reserve Bank of India (RBI) and are committed to maintaining the highest levels of transparency and ethical business practices.

We take pride in our strong reputation for reliability, security, and customer satisfaction.
With our headquarters located in the heart of the Thrissur city, we currently operate in multiple locations across the country. We are currently operating with 60 branches. Our team of experienced professionals works tirelessly to provide personalized financial advice and solutions that help our customers achieve their financial goals. With our headquarters located in the heart of the Thrissur city, we currently operate in multiple locations across the country. We are currently operating with 60 branches. Our team of experienced professionals works tirelessly to provide personalized financial advice and solutions that help our customers achieve their financial goals.

We are passionate about empowering individuals and businesses to achieve their dreams through sound financial planning and management. Whether you are looking for a loan, investment opportunity, or other financial products, we are here to help you navigate the complex financial landscape and make informed decisions. We believe that financial stability and success are within reach for everyone, and we are committed to helping our customers achieve it. We invite you to join us on this journey and discover the many benefits of partnering
with our trusted financial institution.

JMJ FINANCE LIMITED had its humble beginning in and around Thrissur in late 1990’s. “JMJ Finance Limited” was born in 2013 by change of management of “Champakara Finance Limited”, JMJ has been accepted by its customers as a synonym for trust, stability and reliability in business.

Our Products & Services

GOLD LOAN
BUSINESS LOAN
LOAN AGAINST PROPERTY
PERSONAL LOANS

Our Mission & Vision

oUR LOANS

Gold Loan | Term Loan | Business Loan

Interest Rate and Charges

Our Visionary

Management Team

Mr. Shaji Devassykutty

Wholetime Director

Mrs. Indu Kamalaravindran

Independent Director

Mr. Joel Joju Madathumpady

Director

Adv. Sandesh Raja Kodungaloor

Independent Director

Mr. Joshua Joju Madathumpady

Director

INVESTOR RELATIONS

Investor Relations

Registrar and Share Transfer Agents

  • M/s Link Intime India Private Limited
    C 101, 247 Park LBS Marg,Vikhroli West, Mumbai 400083
  • Ph No: 91-22-49186000
  • Email: ganesh.jadhav@linkintime.co.in

Details of Grievance Redressal Officer (GRO):

  • Mr. Sreejith P
  • Operation Head (Loans & Collections)
  • JMJ Finance Limited, Door No.25/469/23,
    3rd Floor, Pooma Complex, Naduvilal Jn., M.G Road, Thrissur – 680001.
  • Contact number: +91 8111930099
  • Ph: 0487 – 2428175
  • Email: complaints@jmjfinance.com

For Investor Grievances & Compliance



Mr. Shaji Devassykutty

Wholetime Director
(DIN: 08043511)
2018-10-28


Mr. Joel Joju Madathumpady

Director
(DIN:08205250)
29/09/2018

Ms. Indu Kamalaraveedran

Independent Director
(DIN: 09252600)
21/07/2021

Adv. Sandesh Raja Kodungaloor

Independent Director
(DIN: 10180299)
21/06/2023

Mr. Joshua Joju Madathumpady

Director
(DIN:10295699)
06/11/2023

Mr. Shaji Devassykutty 

Whole time Director


Mr. KOOLIYATH THOMAS SHERBIN

Chief Financial officer


Mr. SREENATH SASIDHARAN

Company Secretary

Contact Details

JMJ Finance Limited,
Door no.25/469/23, 3rd Floor,
Pooma Complex,Naduvilal Junction,
MG Road,Thrissur, 680001, Kerala
Phone No: +918111886874

Anual Reports

Financial Year Annual
2022-2023 Annual Report 2022-2023
2021-2022 Annual Report 2021-2022
2020-2021 Annual Report 2020-2021
2019-2020 Annual Report 2019-2020
2018-2019 Annual Report 2018-2019
2017-2018 Annual Report 2017-2018
2016-2017 Annual Report 2016-2017
2015-2016 Annual Report 2015-2016

Anual Returns

Financial Year Annual Returns
2022-2023 MGT 7 2022-23
2021-2022 MGT 7 2021-22
2020-2021 MGT 7 2020-21
2020-2021 MGT 9 2020-21
2019-2020 MGT 7 2019-20
2019-2020 MGT 9 2019-20
Policy Description Download
FIT & PROPER POLICY Click to Download
CUSTOMER GRIEVANCE REDRESSAL POLICY Click to Download
KYC & AML  POLICY Click to Download
INVESTMENT POLICY Click to Download
WHISTLE BLOWER POLICY Click to Download
OMBUDSMAN SCHEME Click to Download
RPT POLICY Click to Download
RESOURCE MOBILISATION POLICY Click to Download
POLICY ON RISK AND ASSET LIABILITY MANAGEMENT Click to Download
NPA POLICY Click to Download
NOMINATION AND REMUNERATION POLICY Click to Download
LOAN POLICY Click to Download
LITERATURE ON CONSUMER EDUCATION Click to Download
IT POLICY Click to Download
INTERNAL AUDIT POLICY Click to Download
INTEREST RATE POLICY Click to Download
GOLD AUCTION POLICY Click to Download
FAIR PRACTICE CODE Click to Download
FAIR PRACTICE CODE – MALAYALAM Click to Download
CONTINGENCY FUNDING PLAN Click to Download
CREDIT AND RISK MANAGEMENT POLICY Click to Download
BUSINESS CONTINUITY PLAN Click to Download

Notices & Public Disclosure

Particulars Attachments Meeting Link Instruction for Attending the EGM Meeting
Notice For EGM- Date-24.01.2024 EGM Notice- 24.01.2024 EGM – Link EGM – Instructions
Public Disclosure Public Disclosure on Liquidity Risk as on 31/03/2023
Public Disclosure Public Disclosure on Liquidity Risk as on 30/06/2023
Public Disclosure Public Disclosure on Liquidity Risk as on 30/09/2023
Public Disclosure Public Disclosure on Liquidity Risk as on 31/12/2023
Public Disclosure Public Disclosure on Liquidity Risk as on 31/03/2024

Locations

  • JMJ Finance Ltd, Supplyco Building, 1st Floor, Dana Junction, Opp.Navya Bakers, Irinjalakuda Thrissur 680121 Ph:7558878651
  • JMJ Finance Ltd, Zam Zam Building 1st Floor,20/415, Kumaranellur P.O, Wadakkanchery, Thrissur 680590 Ph:8111837744
  • JMJ Finance Ltd, 2nd Floor, Pallikunnath Tower, (Po) Kanjany, Thrissur,  680612 Ph:8111837755
  • JMJ Finance Ltd, 1st Floor, Fabina Plaza, Chettuva Road, Near Mango Bakery, Vadanappilly, Thrissur – 680614  Ph:811193003
  • JMJ Finance Ltd,  Manama Building, Chungam, Cheruthuruthy 679531 Ph:7025568833
  • JMJ Finance Ltd, Krishna Complex, Perimbillyssery, Thrissur-680561 Ph:7025231155
  • JMJFinance Ltd,Sree Vigneswara Building, Ring Road, Varandharapilly, 680303 Ph:7025231155
  • JMJ Finance Ltd, Opp. Hp Petrol Pump Kaiparambu, Thrissur -680546 Ph:7034020155
  • JMJ Finance Ltd, Room No. 1077, 1st Floor, Ottayil Complex Pazhayannur(Po) Thrissur 680587 Ph: 7034020044
  • JMJ Finance Ltd, J K Building,1st Floor, Near Sulthanpett Singnal, Coimbatore Road,Palakkad-678001 Ph:7034020162
  • JMJ Finance Ltd, 1st Floor Peedikayil Bulding Opp. Indian Overseas Bank Ltd, Pathanamthitta 689547 Ph:8943062222
  • JMJ Finance Ltd, 1st Floor Lara Tower Above South Indian Bank Karukachal Kottayam 686540 Ph:7594099990
  • JMJ Finance Ltd, 1st Floor Msm Plaza, Opp. Sivarama Park,Near Priyadharshini Bus Stand, Vadakkenchery, 678683 Ph:8086702222
  • JMJ finance Ltd, 1st Floor Alenghat Building, Cheroor (Po) Thrissur, 680008  Ph:9072800188
  • JMJ Finance Ltd, Near Sbi, 1st Floor, Beeras Tower, Door No:112/115,      Palakkad Main Road Kuniamuthur,Coimbatore,641008 Ph:8943047000
  • JMJ Finance Ltd, 1st Floor Global Mart Building, Post Office Road Mannuthy, 680651  Ph:8943087000
  • JMJ Finance Ltd 1st Floor Ponnampady , Chanthappadi Valappad(Po), Thrissur, 680567 Ph: 8943147000
  • JMJ finance Ltd, 1st Floor Poovathur Arcade, Poovathur (Po) Thrissur, 680508 Ph: 8943247000
  • JMJ Finance Ltd 1st Floor Urundoly Building Ashtamichira(Po), Thrissur -680731  Ph:8943267000
  • JMJ Finance Ltd, Valayil Building , St. Peters Junction Pathanamthitta 689645 Ph:8943577000
  • JMJ Finance Ltd, 1st Floor, Mulamootill Sunny Side Building , Opp. M. G. Auditorium, Thumpamon, Pathanamthitta , 689502 , Ph:8943517000
  • JMJ Finance Ltd, 1st Floor, Lakshmi Building, Emson Nagar, Ezhamkulam Branch, Adoor, 691554
  • JMJ Finance Ltd, Eettithadathil Building, Near Muthoot Hospital, College Road, 689641
  • JMJ Finance Ltd, 1st Floor, Karamayil Building, Kidangoore, Kottayam  686583
  • JMJ Finance Ltd, 1st Floor Leo Complex, Althara, Thrissur, 679561
  • JMJ Finance Ltd, No.3, Bus Stand, Adhi Vinayaga Complex, Gopalsami Temple Street, Ganapathy , Coimbatore, 641006
  • JMJ Finance Ltd,  1st Floor, Poovakunnel Building, Vadavathoor (Po), Kottatam, 686010
  • JMJ Finance Ltd, 1st Floor, S R Complex, Opp. Janatha (Mvm) Hospital, Pathanapuram, 689695
  • Jmj Finance Ltd,Sowdhambika. Junction, Main Road Chittor, Door No:113/6,1’st Floor Above Aswathy Studio,Palakkad – 67811
  • JMJ Finance Ltd, Door No:374,Opp:Aabind Hospital, Pollachi Road,Kollengode,678506
  • JMJ Finance Limited, St.Antonys Complex, Opp.Rose Bakery,Parappur,Thrissur-680552
  • JMJ Finance Limited,1’st Floor, Mars Complex, MC Road, Near Deepa Junction,Thiruvalla-689101
  • JMJFinance Limited. Door No:185a/135a-4,1’st Floor, K.G.Complex,Pollachi Main Road,Sundarapuram,Coimbatore-641024
  • JMJ Finance Limited, 1’st Floor,Narikot Complex, Opp.Govt.Higher Secondary School, Kongad Road,Pathiripala,Nagaripuram,Palakkad-678642
  • JMJ Finance Limited,1st Floor, Gemini Building, Opp.Max,Pala Road,Thodupuzha,Idukki-685584
  • JMJ Finance Limiteed,1’st Floor, K.R.Complex, Mettupalayam Road,Narasimhanaikenpalayam,Coimbatore-641031
  • JMJ Finance Limited,1st Floor, Seetha Kulam Building,N.H 183,Petta Kavala Junction,Kanjirappilly-686507
  • JMJ Finance Limited,S H Arcade,1st Floor,Deepa Junction,Kalladikode,Palakkad-678596
  • JMJ Finance Limited , Complex, Ground Floor, Bank Junction, Thadiyoor P.O, Pathanamthitta-689545
  • JMJ Finance Limited, Brothers Complex, Opposite Govt.Press,Shornur-679122
  • JMJ Finance Limited, Sreelakshmi Complex, Near Sbi,Sreekrishnapuram,Palakkad-679514
  • JMJ Finance Limited,1’st Floor, Raveendra Building, Chakkuvally Road,Baranikkavu,Kollam-690520
  • JMJ Finance Limited,1’st Floor, Idinjukuzhiyil Building, Babooji Junction  , Koothattukulam,Ernamkulam-686662
  • JMJ Finance Limited, Perumanoorkulam, Manarcad  Near Vijayapuram Sreekrishnaswami Temple Kottayam-686019
  • JMJ Finance Ltd ,8/306,1st Floor, Kurupeedikayil Building, Opposite Lekshmi Nursing Home, Piravom , 686664
  • JMJ Finance Ltd, First Floor, Misc Arcade, Guruvayur Road, Near Royal Hospital, Kunnamkulam, Pin 680503
  • JMJ Finance Ltd, Vazhappilly Building ,Oppo. Govt Of India Press, Kinfra Park P.O , Koratty, Pin 680309
  • JMJ Finance Ltd, Manvara Towers,Tc53/2489(7), Oppo. Sreeragam Auditorium, Pappanamcode P.O, Thiruvanthapuram, Pin 695018
  • JMJ Finance Ltd,1st Floor, Near Valicode Bridge, Valicode .PO,Pin 695541
  • JMJ Finance Ltd, Near Gghs School,Attingal, Thiruvanathapuram (Dist), Pin 695101
  • JMJ Finance Ltd ,Room No.955, Ethen Building, Vaikal Junction, Ayoor, Kollam (Dist), Pin 691532.
KERALA | TAMILNADU | KARNATAKA

Contact US

Location:

JMJ Finance Ltd , Door No.25/469/23, 3rd Floor, Pooma Complex, Naduvilal Jn., M.G Road, Thrissur-680001, Kerala , India Ph : +91 487 2428175 Email : jmj@jmjfinance.com


Scan the code